Shine the Light on your Cash
YOUR Cash Matters - Make it work for you.
A Personal and Friendly Service
delivered with Precision, Skill and Expertise
Unfortunately, we can no longer Trust the Banks and Building Societies to look after our money properly.
We now need to take affirmative action ourselves to make sure our cash is fully protected and is working hard to deliver the best rates of interest.
Paul
Maximising and protecting the value of cash reduces the risks that cash is exposed to - inflation and the collapse of a Bank or Building Society.
It mitigates the negative effects of inflation and protects cash against a Bank or Building Society collapsing.
Paul is now using his 35 years of experience working with clients in the financial services sector to help individuals and businesses to de-risk their cash by maximising its value and protecting it against a Bank or Building Society collapsing.
Paul understands the meaning and value of 'GUARANTEES' and will help any individual or business to GUARANTEE the value they get from their cash and the protection it needs.
Lisa
Lisa has over 30 years of experience working in the education sector at Reaseheath Agricultural College.
For the last 20 years she has been working with the Quality Assurance Team ensuring the delivery of high standards to teaching and educating practices.
She understands the meaning of good service and high standards and delivers to these levels with enthusiasm and integrity.
you Should be Earning
Take Control of your Cash
Without Cash, nothing is possible.
This is why, Maximising and Protecting the Value of your Cash, should also be the most fundamental and essential 'activity' we undertake when managing your finances.
Before you do anything else, Maximise and Protect the Value of your Cash.
Zero Risk and only Positive Upside!
Use the tools on this website to Value your Cash and see how much more you could be making by managing it effectively.
What We Do . . .
- Identify the Best Accounts that pay the highest rate of interest
- Make sure that FSCS protection is not lost by ensuring there is no duplication of Banks or Building Societies
- Analyse the Financial Strength Rating of each Bank or Building Society for added protection
- Review the results against the Client's requirements to make sure they have been met
- Show the Opportunity Value to the Client to see if they want to proceed
Our Process
- Whole of UK Market Research - We research the whole of the UK market to find the best rates and highest levels of FSCS protection for your cash.
- Financial Strength Analysis - We analyse the financial strength of banks and building societies to ensure your cash is placed with secure institutions.
- Tailored Cash Management Plans - We create personalised cash management plans that align with your financial goals and risk tolerance.
- Portfolio Generation - We generate a diversified portfolio across multiple banks and building societies to maximise returns and minimise risk.
- Ongoing Monitoring and Adjustments - We continuously monitor your cash portfolio and make adjustments as needed to ensure optimal performance.
- Expert Support and Guidance - Our team of experts is always available to provide support and guidance on your cash management strategy.
How we have Helped
This lady had £146,000 with Barclays Bank and the Post Office. She was convinced she was getting a good rate of interest and was shocked when she saw she was eaning less than £400.
However, she was extremely pleased when we showed her how to get in excess of £5,000.
Less than £1,000 interest to over £24,000
This gentleman was earning less than £1,000 interest on the £800,000 he held with HSBC, with only £85,000 protected by the FSCS.
Following our rules of engagement the interest rate return increased to over £24,000, and the FSCS protection increased to 100%.
'37' Accounts earning £7,500 interest to 7 Accounts earning over £32,000
This lady was managing her own money and had accumulating 37 different savings accounts with just over £637,000 deposited in them. She had 100% FSCS protection and she thought she was doing well by earning just over £7,500 interest.
She was ecstatic when we showed her how to reduce the number of accounts down to 7 and increase the interest she was earning to over £32,000.